Terms of Use
The ground rules for using this website, and what this site is and isn't.
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Informational only
Everything on this site is general information about insurance products. It is not medical, legal, or tax advice, and it is not a promise of coverage. Only the policy or plan documents issued by a carrier determine what is covered.
Not a government website
O’Neal Insurance Group is a licensed independent insurance agency. We are not connected with or endorsed by the United States government or the federal Medicare program. For official information, visit Medicare.gov or call 1-800-MEDICARE.
Plan availability
We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer where you live. Figures such as premiums, deductibles and out-of-pocket limits change annually and are shown for the current plan year only.
Licensing
We transact insurance only in states where we hold an active license. NPN 770576. California License #4161407.
Third-party links
We link to government and carrier resources for your convenience. We don’t control their content and aren’t responsible for it.
Changes
We may update these terms and the content of this site at any time, particularly at the start of a new plan year.