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Open your eyes to better health
and income protection.
For real!

40+ years of
combined
experience
SCHEDULE FREE APPOINTMENT

Got more questions?
We have answers to reveal:

  • I’m retiring. When should I start Medicare enrollment?

    Two months prior to retiring, check with your employer benefits or HR (human resources administrator). Pay special attention to timelines and always keep a copy of your proof of credible coverage to avoid penalty. Make sure your transition is smooth and carefully thought out. Ask for our help!

  • When am I eligible for Medicare coverage?

    Individuals at least 65 years of age, individuals who have been on disability for at least 24 months, and individuals with either ALS or ESRD are eligible for Medicare.

  • I can’t afford my prescriptions. What are my options?

    The Medicare program has a program called Extra Help. It offers financial assistance to qualified individuals who have low incomes. Extra Help can include payments for premiums, deductibles, and coinsurance costs.

  • What is “Extra Help” and how does it apply to my Part D prescription drug plan and coverage?

    Extra Help is a program to help people with limited income and resources pay Medicare prescription drug program costs, like premiums, deductibles, and coinsurance. If you qualify for Extra Help, you won’t pay a late enrollment penalty when you join a Medicare drug plan.


    If you get Extra Help but you’re not sure if you’re paying the right amount, call your drug plan. Your plan may ask you to give information to help them check the level of Extra Help you should get.

  • Is Medicare Advantage the same as Medicare supplements?

    No, Medicare supplements or Medigap plans work with Original Medicare coverage to provide coverage for their members. Medicare Advantage plans operate independently from Original Medicare and Supplements.

GET MORE ANSWERS

Who’s going to guide you through it all?

We will!

We specialize in providing Medicare beneficiaries enrollment help, advice, education, and non-biased health plan advice - free of charge! As brokers, we assist those who are applying or simply comparing their original Medicare Part A, Part B, Part C, or Part D health plan options – always abiding by our strict code of ethics. Appointments can be online, via phone, and even in-person home visits may be available in select locations.

SCHEDULE APPOINTMENT

Prefer to shop on your own?

Our online enrollment tools makes it easy to compare your Medicare options from the comfort of your own home.

When you click the button below, you’ll see two options: You can either enter your ZIP code to view the plans available in your area, or use our plan-finder tool to receive helpful guidance.

ACCESS ONLINE ENROLLMENT TOOL

LET'S FIGHT CANCER, TOGETHER

By John Tate • 01 Feb, 2024
At O'Neal Insurance Group, our core mission includes a deep commitment to enriching our community. Recognizing the vital importance of giving back, we're excited to spotlight our Community Cause Program, a strategic initiative crafted to drive meaningful change for those in need. This quarter, we're honored to support The American Cancer Society, an esteemed organization dedicated to the fight against cancer through research, education, and patient support. Their tireless efforts in combating this disease align perfectly with our vision of fostering significant community impact. To contribute to this cause, we're inviting you to participate in a simple yet impactful way: for each referral you send our way for a complimentary, no-obligation insurance quote, we will donate $10 to The American Cancer Society on your behalf. This gesture not only aids in securing necessary insurance protection but also supports crucial cancer research and care initiatives. We believe that together, we can effect substantial change within our community. We encourage you to join us on this inspiring journey, supporting our Community Cause Program and, by extension, the vital work of The American Cancer Society. Thank you for your commitment to making a difference in the lives of those affected by cancer.

We truly care about how our community members feel

Bringing hope to our neighbors
currently fighting cancer

Many around us are facing a difficult time right now. Together, we can make a difference in the lives of those individuals and organizations. That’s why our agency funds campaigns through YOUR recommendations. Be someone’s hero today!

JOIN OUR CAUSE

A magazine made with great zeal

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