Free One-on-one guidance from a licensed Medicare Plan Agent Broker that Puts You First.
Facebook (opens in a new tab)Instagram (opens in a new tab)YouTube(opens in a new tab)TikTok (opens in a new tab) Compare 2027 Medicare Plans or Self-Enroll
Schedule an Appointment

Watch, pause, come back anytime

How-to video library

Short video guides organized by topic. Videos do not autoplay; verified captions and transcripts belong on each final video page.

Click to Schedule an Appointment (opens scheduling in a new tab)Click to Compare Medicare Plans (opens secure quoting in a new tab)Call (877) 808-2900
New to Medicare

Medicare in four minutes

A short orientation to Parts A, B, C, and D before a personal plan review.

Plan comparison

How to prepare your doctors and prescription list

The information that helps an agent compare represented plan options more accurately.

Appointments

How an online screen-sharing appointment works

What to expect when meeting with James by phone, tablet, laptop, or desktop.

Medicare Open Enrollment is a critical period for individuals to review and adjust their health insurance plans. In this video, we will guide you through the essential information you need to know about Medicare Open Enrollment for 2027. We will cover the key dates, plan options, and changes to expect, as well as provide valuable tips on how to navigate the enrollment process. Whether you're new to Medicare or looking to switch plans, this video will help you make informed decisions about your health insurance. Stay ahead of the game and ensure you have the right coverage for your needs. Learn more about Medicare Open Enrollment and take control of your health insurance today. Medicare Open Enrollment runs October 15 through December 7, and changes start January 1. If you're already in a Medicare Advantage plan, you also get a yearly window from January 1 to March 31 to switch Medicare Advantage plans or return to Original Medicare. Review your options while you have the most choices. Free Medicare plan review with O'Neal Insurance Group: 📅 Book a time: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you 📞 Call: (877) 808-2900 🌐 https://onealinsurancegroup.com/ We do not offer every plan available in your area. Currently we represent 30 organizations which offer over 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. #MedicareOpenEnrollment #Medicare2027 #AEP
What you must know about Medicare Open Enrollment #Medicare2027 #HealthInsurance
Medicare Advantage 2027 food, utility and rent benefits: learn who may qualify and what to verify. Book a plan review: https://onealinsurancegroup.com/book-appointment/ Some 2027 Medicare Advantage plans may offer healthy-food allowances or help with certain utility or housing expenses. Availability and eligibility depend on the exact plan, county and benefit. This nationwide guide explains Special Supplemental Benefits for the Chronically Ill (SSBCI), D-SNP and C-SNP plan distinctions, and the questions to ask before enrolling. No specific plan, benefit amount or personal eligibility is guaranteed. You'll learn: • Why joining a plan and qualifying for an extra benefit are separate questions • The three SSBCI eligibility criteria and why a diagnosis alone is insufficient • How food, OTC, meal, utility and housing benefits differ • What to check in the 2027 Summary of Benefits and Evidence of Coverage • How to compare doctors, prescriptions, costs and extra benefits together CHAPTERS 00:00 Who may qualify for 2027 extra benefits? 00:32 Food, utility and housing benefits explained 01:06 D-SNP, C-SNP and other plans to check 01:56 The three SSBCI eligibility requirements 02:50 How plans review eligibility 03:32 Healthy-food allowances, OTC and meals 04:13 Utility and rent assistance questions 05:08 Eligibility example: a diagnosis is not enough 05:42 How to find and verify a 2027 plan 06:27 Your benefit-verification checklist 07:04 Compare doctors, prescriptions and costs 07:44 Enrollment dates and reliable help 08:26 Plan-review help and disclosures 09:18 What to do next NEXT: Medicare Open Enrollment 2027: 3 Mistakes to Avoid https://www.youtube.com/watch?v=SCMw9xFZ-6c Subscribe for Medicare enrollment, coverage and plan-comparison guidance: https://www.youtube.com/@ONealInsuranceGroupMedicare?sub_confirmation=1 O'Neal Insurance Group Book: https://onealinsurancegroup.com/book-appointment/ Call: (877) 808-2900 Monday–Friday, 8:30 am–6:00 pm Pacific Website: https://onealinsurancegroup.com/ OFFICIAL RESOURCES — reviewed October 19, 2026 Compare plans: https://www.medicare.gov/plan-compare/ SSBCI eligibility and supplemental benefit rules: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-C/section-422.102 2027 final rule: https://www.cms.gov/newsroom/fact-sheets/contract-year-2027-medicare-advantage-part-d-final-rule Special Needs Plans: https://www.medicare.gov/health-drug-plans/health-plans/your-health-plan-options/SNP Enrollment: https://www.medicare.gov/health-drug-plans/open-enrollment Benefits, eligibility requirements, covered purchases, payment methods and spending limits vary by plan and location. Check the exact 2027 plan documents and ask the plan to confirm your eligibility. Extra Help, Medicaid and SSBCI have different eligibility rules. Food or housing need alone does not establish SSBCI eligibility. Rent assistance is not included in every plan or every housing-related benefit. Ask administrators of any other assistance programs how additional support affects those programs. Do not post Medicare numbers, medical records or account details in public comments. We do not offer every plan available in your area. Currently we represent 30 organizations which offer over 125 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. O'Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Educational information only; not a personal eligibility or coverage determination. This video uses an AI-generated James O'Neal avatar and illustrative B-roll. Hypothetical examples do not depict actual clients or benefit approvals. #MedicareAdvantage #Medicare2027 #MedicareBenefits
Medicare Advantage 2027: Food, Utility & Rent Help Rules
Compare 2027 Medicare plans, check costs and self-enroll online. Start here: https://onealinsurancegroup.com/compare-medicare-plans-and-self-enroll/ This Medicare explainer walks through the Annual Enrollment Period for 2027 coverage, what to gather before comparing plans, and how to review represented Medicare Advantage and stand-alone Part D options with the SunFire Plan Finder. Compare your doctors, prescriptions, pharmacies and total yearly costs—not just the monthly premium. You can review options and self-enroll online where available, or ask O'Neal Insurance Group for one-on-one guidance. CHAPTERS 00:00 Compare your 2027 Medicare options 01:03 Enrollment dates for 2027 coverage 01:50 Medicare Advantage vs Original Medicare plus Part D 02:21 Gather your Medicare information 03:20 Prescriptions and pharmacy checklist 03:47 Compare more than the premium 05:15 Using the SunFire Plan Finder 05:57 When to ask a licensed agent for help 06:20 Completing self-enrollment and protecting your information 07:05 Review your Annual Notice of Change (ANOC) NEED PERSONAL HELP? Book a plan review: https://onealinsurancegroup.com/book-appointment/?utm_source=youtube&utm_medium=organic_video&utm_campaign=2027_plan_comparison&utm_content=video_description Call (877) 808-2900, Monday-Friday, 8:30 am-6:00 pm Pacific. WATCH NEXT Medicare Open Enrollment 2027: Don't Make This Switching Mistake https://www.youtube.com/watch?v=5gAL-59_cGA Subscribe for clear Medicare answers: https://www.youtube.com/@ONealInsuranceGroupMedicare OFFICIAL MEDICARE INFORMATION https://www.medicare.gov/health-drug-plans/open-enrollment https://www.medicare.gov/plan-compare/ For 2027 coverage, Annual Enrollment runs October 15-December 7, 2026; changes generally take effect January 1, 2027. Other enrollment periods may apply. Medigap follows separate enrollment rules. Educational information only. Plan availability, benefits, costs, provider networks, drug coverage and eligibility vary. A comparison checklist does not guarantee coverage; verify details with the plan's current official documents. Enter personal information only through a trusted, secure enrollment process. We do not offer every plan available in your area. Currently, we represent 30 organizations that offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE for information on all your options. O'Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. This video uses AI-generated narration and visuals. #Medicare2027 #MedicareEnrollment #MedicareAdvantage
2027 Medicare Plans: How to Compare & Self-Enroll
Original Medicare and Medicare Advantage organize coverage differently. Networks, prior authorization, out-of-pocket limits, prescription coverage, and travel considerations can differ. Compare how each option fits your doctors, prescriptions, budget, and preferences. Free Medicare plan review with O'Neal Insurance Group: 📅 Book a time: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you 📞 Call: (877) 808-2900 🌐 https://onealinsurancegroup.com/ We do not offer every plan available in your area. Currently we represent 30 organizations which offer over 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. Choosing between Original Medicare and Medicare Advantage is a major decision for your health. This breakdown compares how each option handles your doctors, prescriptions, and out-of-pocket costs to help you find the right fit. We clarify the differences in Medicare plan coverage and the specific Medicare benefits available under each program. Schedule a free plan review with our team for personalized guidance. #MedicareAdvantage #OriginalMedicare #MedicareEducation
Don't choose a Medicare plan until you watch this #medicare #healthinsurance
✅ FREE 2027 Medicare Plan-Review Checklist (Mistakes #3, #2, #1 from this video): https://onealinsurancegroup.com/compare-medicare-plans-and-self-enroll/ Check your doctors, drugs, and costs before Dec 7 — get this wrong and you're locked in for all of 2027. Want help? Free plan review with James O'Neal: Book: https://onealinsurancegroup.com/book-appointment/?utm_source=youtube&utm_medium=organic_video&utm_campaign=medicare_enrollment_mistakes_2027&utm_content=video_description Call (877) 808-2900, Mon-Fri 8:30am-6pm Pacific In this video — Medicare Open Enrollment 2027: 3 mistakes to avoid before you switch Medicare Advantage or Part D. How to read your Annual Notice of Change (ANOC), why a $0 premium doesn't mean free, and the 3 checks before you switch. CHAPTERS 00:00 If you're on Medicare — Oct 15-Dec 7 change window 00:30 Dates that protect your coverage + Jan 1 start 01:01 Mistake 3: tossing your ANOC 02:56 Mistake 2: the $0 premium trap 04:59 Mistake 1: believing a simple switch is simple 07:55 Your 3-point checklist + Dec 7 deadline Grab the checklist again here: https://onealinsurancegroup.com/compare-medicare-plans-and-self-enroll/ WATCH NEXT Medicare Open Enrollment 2027: Don't Make This Switching Mistake https://www.youtube.com/watch?v=5gAL-59_cGA Subscribe for clear Medicare answers: https://www.youtube.com/@ONealInsuranceGroupMedicare OFFICIAL MEDICARE RESOURCES Open Enrollment: https://www.medicare.gov/health-drug-plans/open-enrollment Compare plans: https://www.medicare.gov/plan-compare/ Part D costs: https://www.medicare.gov/health-drug-plans/part-d/basics/costs For 2027 coverage, Annual Enrollment runs October 15-December 7, 2026; changes generally take effect January 1, 2027. Other enrollment periods may apply. Medigap follows separate enrollment rules. Educational information only. Examples are illustrative. Benefits, costs, eligibility, drug coverage and provider networks vary by plan and location. Verify your exact doctors, drugs and pharmacies with current official plan documents before enrolling. We do not offer every plan available in your area. Currently, we represent 30 organizations that offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. This video uses AI-generated narration and visuals. #Medicare2027 #MedicareOpenEnrollment #MedicareAdvantage
Medicare Open Enrollment 2027: 3 Mistakes to Avoid
Part D 2027: when you compare drug plans, don't look at the monthly premium alone. Check the deductible, where each of your drugs sits on the formulary, the pharmacy network and your estimated annual prescription costs. Total cost and coverage fit matter. ▶️ Watch the full video: Medicare Part D 2027: Why the Lowest Premium Can Cost You More https://youtu.be/I07vnkfbBWw Free Medicare plan review with O'Neal Insurance Group: 📅 Book a time: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you 📞 Call: (877) 808-2900 🌐 https://onealinsurancegroup.com/ We do not offer every plan available in your area. Currently we represent 30 organizations which offer over 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. #MedicarePartD #Medicare2027 #MedicareOpenEnrollment #Medicare
Part D 2027: Don't Pick a Plan by Premium Alone
Medicare drug price negotiation 2027: understand the 15-drug cycle. Plan-review help: https://onealinsurancegroup.com/book-appointment/ Learn how Medicare negotiates maximum fair prices (MFPs), how CMS selects drugs and how the 2027 and 2028 negotiation cycles differ. This explainer also covers the Medicare Advantage payment update, risk adjustment, renegotiation and the role of public input. CHAPTERS 00:00 Medicare drug-price negotiation overview 01:12 The 2027 Medicare Advantage payment update 02:45 Maximum Fair Price (MFP) explained 03:36 How CMS selects drugs for negotiation 04:23 The 15-drug cycle for 2027 05:48 Part B drugs and the 2028 cycle 06:36 Renegotiation and market competition 07:46 How patient and public input fits the process WATCH NEXT Medicare Part D 2027: Why the Lowest Premium Can Cost You More https://www.youtube.com/watch?v=I07vnkfbBWw Subscribe for clear Medicare answers: https://www.youtube.com/@ONealInsuranceGroupMedicare PERSONAL PLAN-REVIEW HELP Call (877) 808-2900, Monday-Friday, 8:30 am-6:00 pm Pacific. Existing booking link: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you CMS DRUG LISTS AND NEGOTIATED PRICES https://www.cms.gov/initiatives/medicare-prescription-drug-affordability/overview/medicare-drug-price-negotiation-program/selected-drugs-negotiated-prices 🔗 OFFICIAL RESOURCES Medicare Plan Finder: https://www.medicare.gov/plan-compare Official Medicare website: https://www.medicare.gov Free, unbiased counseling (SHIP): https://www.shiphelp.org Medicare helpline: 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048 📱 CONNECT WITH ME Website: https://onealinsurancegroup.com/ Facebook: https://www.facebook.com/ONealInsuranceGroup Instagram: https://www.instagram.com/medicarehealthinsurancehelp/ TikTok: https://www.tiktok.com/@james_oneal_ LinkedIn (company): https://www.linkedin.com/company/the-oneal-insurance-group-medicare-insurance-policy LinkedIn (James): https://www.linkedin.com/in/theonealinsurancegroup/ Educational policy overview, not individual advice. Negotiated prices and program savings are different from your personal prescription costs. Check your exact drugs, formulary, pharmacy and official plan documents. See CMS for current public-input opportunities and deadlines. We do not offer every plan available in your area. Currently we represent 30 organizations which offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. This video uses AI-generated narration and visuals. #MedicarePartD #Medicare2027 #DrugPriceNegotiation
Medicare Drug Price Negotiation 2027: 15 Drugs & What Changes
Are you considering switching your Medigap plan, but wondering if you should cancel your current plan first? It's essential to understand the implications of canceling your Medigap plan before switching to a new one. In this video, we'll discuss the importance of medigap guaranteed issue and medigap open enrollment periods, and how they can impact your ability to switch medicare supplement plans. We'll also cover the medigap underwriting process and how it can affect your decision to switch plans. If you're looking for information on medicare shorts or medicare supplement plans, this video is for you. Learn why you should never cancel your Medigap plan first and how to navigate the process of switching Medigap plans successfully. By the end of this video, you'll have a better understanding of can you switch medigap plans and how to do it without compromising your coverage. Can you switch Medigap plans? Outside guaranteed issue rights, insurers may use medical underwriting, and the rules vary by state. Ask about acceptance rules and effective dates, and don't cancel your current coverage first. ▶️ Watch the full video: Medicare Advantage vs Medigap: Which Costs Less When You're Sick? https://youtu.be/SfaE6nHzLoY Free Medicare plan review with O'Neal Insurance Group: 📅 Book a time: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you 📞 Call: (877) 808-2900 🌐 https://onealinsurancegroup.com/ We do not offer every plan available in your area. Currently we represent 30 organizations which offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. #Medigap #MedicareSupplement #Medicare #MedigapOpenEnrollment
Why You Should Never Cancel Your Medigap Plan First #medigap #medicare #insurance
Medigap Plan N has a lower premium than Plan G in exchange for copays on some doctor and ER visits and no coverage for Part B excess charges. Whether that trade-off fits depends on how often you use care. ▶️ Watch the full video: Medicare Advantage vs Medigap: Which Costs Less When You're Sick? https://youtu.be/SfaE6nHzLoY Free Medicare plan review with O'Neal Insurance Group: 📅 Book a time: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you 📞 Call: (877) 808-2900 🌐 https://onealinsurancegroup.com/ We do not offer every plan available in your area. Currently we represent 30 organizations which offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. #Medigap #PlanN #MedicareSupplement #Medicare Discover how to save money on Medicare with the Plan N strategy, a cost-effective medicare supplement plan that helps you navigate medigap copays and Part B excess charges. If you're comparing Plan N vs Plan G, this video will break down the key differences and benefits of medicare supplement plan n. By understanding how medigap plan n works, you can make informed decisions about your medicare supplement plans and reduce your healthcare costs. Learn more about medicare shorts and how to choose the right medicare supplement plans for your needs, including plan n, to ensure you're getting the most out of your medicare coverage. With the right strategy, you can save money and enjoy greater peace of mind when it comes to your healthcare expenses.
Save Money on Medicare: The Plan N Strategy
Medigap works differently in Massachusetts, Minnesota and Wisconsin. These states use their own standardization, so the national Plan G and Plan N letters aren't sold there. If you live in one of them, compare state-specific options. ▶️ Watch the full video: Medicare Advantage vs Medigap: Which Costs Less When You're Sick? https://youtu.be/SfaE6nHzLoY Free Medicare plan review with O'Neal Insurance Group: 📅 Book a time: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you 📞 Call: (877) 808-2900 🌐 https://onealinsurancegroup.com/ We do not offer every plan available in your area. Currently we represent 30 organizations which offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. #Medigap #MedicareSupplement #Medicare #Massachusetts
Medigap Rules in Massachusetts, Minnesota & Wisconsin
Medigap Plan G: a higher monthly premium in exchange for predictable costs. Once you meet the annual Part B deductible, Plan G pays the remaining Medicare-approved costs, including Part B excess charges. The right plan depends on your budget and comfort with risk. ▶️ Watch the full video: Medicare Advantage vs Medigap: Which Costs Less When You're Sick? https://youtu.be/SfaE6nHzLoY Free Medicare plan review with O'Neal Insurance Group: 📅 Book a time: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you 📞 Call: (877) 808-2900 🌐 https://onealinsurancegroup.com/ We do not offer every plan available in your area. Currently we represent 30 organizations which offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. #Medigap #PlanG #MedicareSupplement #Medicare Learn about Medicare supplement plan G and how it compares to other Medigap plans, including coverage of part B excess charges. Understanding the differences between Medigap plan G and other Medicare supplement plans can help you make an informed decision about your healthcare coverage. In this video, we will explain plan G in detail, including what it covers and how it stacks up against other Medicare supplement plans. We will also discuss the key benefits of Medigap plan G, such as coverage of part B excess charges, and how it differs from Medicare Advantage plans. If you're considering Medicare supplement plan G or other Medigap plans, this video will provide you with the information you need to know. Medicare shorts can be confusing, but with the right information, you can make the best decision for your healthcare needs. By the end of this video, you'll have a better understanding of plan G explained and how it fits into the broader landscape of Medicare supplement plans.
Plan G vs. Other Medigap Plans: What To Know #Medicare #PlanG #Insurance
Medicare Advantage 2027: CMS payments, risk adjustment and Part D policy. Compare your plan: https://onealinsurancegroup.com/book-appointment/ ACCURACY UPDATE — October 18, 2026 The outdated Health Equity Index passage has been removed. For 2027 Star Ratings, CMS kept the historical reward factor. The chart-review exclusion concerns UNLINKED records, with an exception for people switching MA organizations; it is not a ban on every retrospective review. CMS retained the 2024 risk-adjustment model; the narration conflates model versions. The 2027 national average monthly Part D bid is $296.05, not $2,965. This is a plan-financing benchmark, not your monthly premium. For 2027, the covered Part D drug out-of-pocket cap is $2,400 and the maximum deductible is $700. Premiums and noncovered drugs are outside that cap. Individual premiums, benefits and networks vary by plan. CMS payment increases do not guarantee a beneficiary's savings. This policy explainer looks at the final Medicare Advantage payment update, risk-score rules, Part D plan liability and prior authorization. For practical help choosing a plan, watch: https://youtu.be/5gAL-59_cGA CHAPTERS 00:00 Medicare Advantage 2027 policy overview 01:20 Proposed versus final CMS payment update 02:42 Why CMS retained the 2024 risk model 03:47 Unlinked chart-review diagnosis rules 05:22 Part D costs and plan liability 06:52 Prior authorization timelines 07:39 Plan strategy and closing questions NEXT: Medicare drug price negotiation for 2027: https://youtu.be/yZr4O7hLwM4 Subscribe for Medicare enrollment and prescription drug coverage explainers: https://www.youtube.com/@ONealInsuranceGroupMedicare?sub_confirmation=1 PLAN REVIEW Call (877) 808-2900, Monday–Friday, 8:30 a.m.–6 p.m. Pacific. Book: https://onealinsurancegroup.com/book-appointment/ Scheduling alternative: https://calendly.com/onealinsurancegroup/to-schedule-a-time-to-chat-that-s-convenient-for-you CMS SOURCES FOR THE UPDATE 2027 final rule: https://www.cms.gov/newsroom/fact-sheets/contract-year-2027-Medicare-advantage-part-d-final-rule 2027 payment announcement: https://www.cms.gov/newsroom/fact-sheets/2027-medicare-advantage-part-d-rate-announcement Part D bid: https://www.cms.gov/newsroom/fact-sheets/medicare-part-d-2027-national-average-monthly-bid-amount-information Part D costs: https://www.medicare.gov/health-drug-plans/part-d/basics/costs 🔗 OFFICIAL RESOURCES Medicare Plan Finder: https://www.medicare.gov/plan-compare Official Medicare website: https://www.medicare.gov Free, unbiased counseling (SHIP): https://www.shiphelp.org Medicare helpline: 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048 📱 CONNECT WITH ME Website: https://onealinsurancegroup.com/ Facebook: https://www.facebook.com/ONealInsuranceGroup Instagram: https://www.instagram.com/medicarehealthinsurancehelp/ TikTok: https://www.tiktok.com/@james_oneal_ LinkedIn (company): https://www.linkedin.com/company/the-oneal-insurance-group-medicare-insurance-policy LinkedIn (James): https://www.linkedin.com/in/theonealinsurancegroup/ AI disclosure: This video uses AI-generated narration and/or visuals. DISCLAIMER: This video is for educational purposes only and is not individual advice. We do not offer every plan available in your area. Currently we represent 30 organizations which offer 125 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. O’Neal Insurance Group is not affiliated with or endorsed by the United States government or the federal Medicare program. Insurance services are provided by an independent Medicare Plan insurance agent/broker/agency. O’Neal Insurance Group and its producer James O'Neal are licensed in the states where services are offered. License numbers are available upon request. Not all products are available in all states. #MedicareAdvantage #Medicare2027 #MedicarePartD
Medicare Advantage 2027: CMS Payment Rates & Risk Model Changes
Subscribe

Personal guidance · No additional fee

Free Medicare plan quotes: we compare available plans and costs for you, and with you.

Click to Schedule an Appointment (opens scheduling in a new tab)Click to Compare Medicare Plans (opens secure quoting in a new tab)Call (877) 808-2900