Black-owned · Independent · Personal
About O’Neal Insurance Group
O’Neal Insurance Group is a Black-owned independent insurance agency helping Medicare beneficiaries and families understand represented coverage options with clear, no-cost guidance.
Independent guidance, not every plan in every area
We represent multiple insurance carriers, but we do not offer every plan available in every area. Plan availability, eligibility, benefits, provider networks, formularies and costs vary by carrier, county, plan year and individual circumstances.
How we are compensated
There is no additional cost to you for our agent or broker guidance. If you enroll in a represented plan, O’Neal Insurance Group may be compensated by the insurance carrier. Medicare agent compensation is subject to federal rules, and compensation arrangements can vary by carrier and product. Our role is to explain the represented options available to you and help you compare them against your stated needs.
What we help with
- Medicare Advantage Part C HMO and PPO options where available
- Medicare Part D prescription drug coverage
- Medicare Supplement Medigap options, including Plans G and N where available
- D-SNP and C-SNP options for people who meet eligibility requirements
- Life, dental, vision, critical illness and hospital indemnity coverage
How we work
We start with your doctors, prescriptions, preferred pharmacies, budget, travel needs and coverage priorities. We then compare represented options, explain trade-offs in plain language and let you decide whether to enroll.
Why clients choose a Black-owned independent agency
Many clients value working with a local independent agency where they can ask questions directly, receive patient explanations and build an ongoing relationship with a licensed professional.
Does O’Neal Insurance Group offer every Medicare plan?
No. We compare represented plans and carriers. Other plans may be available in your area.
Is there a fee for Medicare guidance?
There is no additional cost to you for our Medicare agent or broker guidance.
Talk with O’Neal Insurance Group
Get no-cost help comparing represented Medicare and insurance options by phone or online.