How O’Neal Insurance Group Helps With Medicare

What we help you compare

A Medicare review should focus on the details that can change your access, costs, and convenience for the coming plan year.

• Doctors, specialists, hospitals, and other providers in network
• Prescription formularies, pharmacy networks, tiers, and prior authorization rules
• Premiums, deductibles, copays, coinsurance, and maximum out-of-pocket limits
• Medigap Plan G, Plan N, and other standardized options where available
• D-SNP or C-SNP eligibility when applicable
• Supplemental benefits only when included by a specific plan and when eligibility requirements are met

2027 enrollment timing

For 2027 coverage, the Medicare Annual Enrollment Period runs October 15 through December 7, 2026. The Medicare Advantage Open Enrollment Period runs January 1 through March 31, 2027 for people already enrolled in a Medicare Advantage plan.

What independent guidance means

O’Neal Insurance Group can explain and compare plans from carriers we represent. We do not offer every plan available in every area, and plan availability, benefits, provider networks, drug coverage, and eligibility vary by county, carrier, plan, and individual. O’Neal Insurance Group may be compensated by represented carriers when an enrollment occurs.