Who this coverage may be designed for
- People enrolled in Medicare Part A and Part B
- People comfortable reviewing a plan's provider network and service area
- People who want one plan to coordinate Medicare-covered services
Private-plan alternative to Original Medicare
Medicare Advantage (Part C) plans
Medicare Advantage plans are offered by private insurers approved by Medicare. They include Part A and Part B and usually Part D, with plan-specific networks, costs, rules, and benefits.
What it generally covers
- All medically necessary services Original Medicare covers
- Usually prescription drug coverage
- Some plans offer additional benefits not covered by Original Medicare
Important limits and enrollment considerations
- Provider networks and prior authorization may apply
- Costs and benefits vary by plan and county
- You cannot use Medigap to pay Medicare Advantage cost sharing
Ask before you decide
Frequently asked questions about medicare advantage (part c) plans
Does guidance cost me anything?
No additional fee is charged to you for O'Neal Insurance Group's guidance. Agents may be compensated by an insurance carrier when an enrollment occurs.
Is every plan available through the agency?
No. The agency does not offer every plan available in every area. Availability depends on location, eligibility, carrier appointment, and product availability.
Can I keep my doctors?
That depends on the specific plan's current network. We can help you check the provider directory and encourage confirming directly with the provider.
Official resource
Check the source, then ask for personal help
Educational information is general. A licensed agent can help with plan comparisons; agents do not provide medical, legal, or official eligibility advice.
Personal guidance · No additional fee