2027 Medicare Advantage guidance
Medicare Advantage (Part C) Plans for 2027
Compare 2027 Medicare Advantage plans by provider network, drug coverage, total annual cost, service area and plan-specific benefits.
How Medicare Advantage works
Medicare Advantage is an alternative way to receive Part A and Part B benefits through a private Medicare-approved plan. Many plans include Part D prescription drug coverage, and some include additional benefits that vary by plan, county and eligibility.
HMO and PPO differences
- HMO plans generally emphasize network providers and may require referrals for some services.
- PPO plans generally provide more flexibility to use out-of-network providers, usually at higher cost.
- Provider participation can change, so verify doctors and hospitals for the specific plan year.
What to compare for 2027
- Primary care doctors, specialists and hospitals.
- Prescription formulary, pharmacy network and drug restrictions.
- Premiums, deductibles, copays and maximum out-of-pocket limit.
- Travel and out-of-area coverage needs.
- Dental, vision, hearing, fitness, transportation, OTC or other supplemental benefits only when offered by the specific plan.
2027 enrollment periods
For 2027 coverage, Annual Enrollment runs October 15 through December 7, 2026. Medicare Advantage Open Enrollment runs January 1 through March 31, 2027 for people already enrolled in Medicare Advantage.
Does Medicare Advantage replace Original Medicare?
You remain enrolled in Medicare, but the Medicare Advantage plan administers your Part A and Part B benefits while you are enrolled in the plan.
Are extra benefits guaranteed on every plan?
No. Supplemental benefits vary by plan, county, plan year and eligibility requirements.
Compare 2027 Medicare Advantage plans
Get no-cost licensed agent/broker guidance for represented plans available in your service area.