What to compare for 2027

• Medicare Advantage HMO and PPO plans available in Clark County.
• 2027 Part D formularies, pharmacies, drug tiers and authorization rules.
• Medigap Plan G, High-Deductible Plan G and Plan N where available.
• D-SNP and C-SNP options when eligibility requirements are met.
• Dental, vision, hearing, fitness, OTC, transportation and other plan-specific supplemental benefits.

Clark County plan availability

North Las Vegas, Las Vegas, Henderson and Summerlin are in Clark County, but provider access can still differ by medical group, hospital system, pharmacy and exact plan network. Compare your actual doctors and prescriptions before enrolling.

2027 AEP and OEP dates

The Annual Enrollment Period runs October 15 through December 7, 2026 for coverage beginning January 1, 2027. The Medicare Advantage Open Enrollment Period runs January 1 through March 31, 2027 for people already enrolled in Medicare Advantage.

Nevada Medigap birthday rule

Nevada gives eligible existing Medigap policyholders a birthday-period opportunity to switch to certain equal or lesser-benefit Medicare Supplement coverage without medical underwriting. The rule is not a path from Medicare Advantage into Medigap, so timing and current coverage matter.

2027 Part D cost parameters

For 2027, the defined standard Part D deductible is $700 and the annual out-of-pocket threshold is $2,400. Individual plan formularies, premiums, pharmacy networks and cost sharing still vary.